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Our Process

  1. Get a Quote. You can call us toll-free at 1-866-912-2506 Mon-Fri 9:00 am to 5:00 pm EST or you can answer a few questions online to get your life insurance quote estimate.

  2. Select a company. and get started. We will review your information and you will be contacted directly by the company to confirm the information, complete the application and schedule your free medical exam.

  3. Paramedic exam. This will be completed in your home or office at your convenience and at no cost to you.

  4. Underwriting. Once the medical exam has been completed, the insurance company will determine your life insurance rate. The quote we provided is our best estimate based on the information you provided prior to exam. If something has changed, BuyTermLife.com's licensed team will work with you to find an alternative.

  5. Policy delivery. You're all set! Everything is complete and you can relax knowing you had us find you the right term life insurance policy at the Smartest price! You have up to 10 days after receipt of your policy to return it for a refund.